Attention Health Occupation Related Teachers

The NEA provided Educators Employment Liability (EEL) Program excludes from coverage the rendering, teaching or supervising of medical services. There are exceptions to the exclusion whereby the regular EEL plan does provide coverage for first-aid and regular nursing services rendered by a school nurse and physical, occupational, or psychological therapy or treatment rendered by an appropriately licensed or certified practitioner. In addition certain activities related to the administration of oral prescriptions, emergency first-aid services and health care services provided under the Individuals with Disabilities in Education Act are covered by the basic EEL Program.

NEA/NDEA members who are licensed as a nurse, occupational therapist, physical therapist, dental hygienist or athletic trainer should obtain a copy of the Certificate of Insurance for the EEL program from their local association or UniServ Director. If after reviewing the Medical and Related Arts Exclusion language (section VII.A.8), members believe the activities they perform are not covered by the basic EEL program, they should contact their UniServ Director. NDEA is prepared to purchase a rider for these individuals. The rider extends the basic coverage to include claims arising out of the rendering, teaching, or supervising of medical, dental, surgical, nursing, or other similar services in the course of the Insured’s educational employment activities.

In summary, NDEA believes that all health occupations teachers and athletic trainers who teach students to perform various medical-related skills need to have the EEL extension. The extended coverage is available only after NDEA receives a request from the member and NDEA submits the required premium.